Lusaka, Zambia, Full Time

ob Description

Coordinate the flow and processing of customer loan applications ensuring compliance with company policies and procedures by conducting various controls and follow-up
Collaborate with the Cluster Credit Risk Managers to plan and initiate strategies for portfolio development and recovery of loans (i.e. market surveys, identification of new and viable markets for lending business
Collaborate with the Cluster Credit Risk Managers to initiate plans for recruitment, training and development of Risk Staff in accordance with growth and make recommendations to the Human Resources
Support staff skill development with a focus on strong customer relationship and service quality orientation to facilitate the consultative sale of microfin’s products and services and the identification and exploitation of business opportunities (existing customers and prospects
Review and ensure application of lending policies, procedures and internal controls on a regular basis and submit appropriate improvement plans and strategies for consideration and approval
Collaborate with the Cluster Credit Risk Managers and Cluster Business Development Managers to ensure achievement of all credit related performance indicators and employment of necessary corrective actions as required
Provide departmental status reports as required.
Ensure that loan loss provisioning is done as per criteria, monthly portfolio preview, provision of analytics and information in terms of portfolio quality, Credit risk adherence to policies and procedures for underwriting
Crosschecking and confirming the accuracy of all data, facts and figures to be presented to the Credit Committee;
Participating in the development and implementation of the company’s business plan
Performing various support function follow-up activities to promote the quality of analyses and administrative follow-up of the loan files

Candidate Specification

5 years
Education Level
Bachelor’s Degree in Business Management or Finance/Economics
Strong computer skills (Word, Excel, Power Point, database etc
Job related
Knowledge Of
Credit portfolio management in the financial services sector and the foresight to see how the intricate day-to-day credit related activities
Skills To
Good leadership, management and team building
Ability To
Manage multiple priorities and deadlines
Other Requirements
In the absence of CRO, stand in and manage the Credit Risk Team


Gender Profile
Age Profile
Between 28 and 48

Terms and Conditions

Lusaka, Zambia

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