Job Description

Posted on February 11, 2022

An upcoming Micro Finance Company based in Solwezi is looking for suitably qualified candidates to take up the following positions:
1. MICRO FINANCE OPERATIONS OFFICER
KEY RESPONSIBILITIES

Primary responsibility is to create and develop a profitable Microfinance department, its products and services and develop teams
Be responsible for leading the organisation, and develop in house systems to track loans
Ensure that all statutory requirements are upheld
Be responsible for developing and maintain relationships with strategic partners
Develop strategy and work plan for the Micro finance
Be able to market and promote the micro finance products
Prepare reports for presentation to the Director and Board of Directors
Disburse loans to identified clientele in a time efficient manner and ensure that loan payments are made timely
Implement mechanisms of managing arrears to ensure a healthy relationship at all times

QUALIFICATION

Bachelor in Banking and Finance, Economics, Finance, Business or other relevant field
Prior experience in management with at least 5 years experience in microfinance /banking and/or Finance experience

ATTRIBUTES

Must be a team player
Good Communications skills
Sound Leadership skills
Ability to understand and execute administrative support appropriately
Own transport will be an added advantage

2. LOAN OFFICER
KEY RESPONSIBILITIES

Meet with loan applicants to identify their needs and collect information for loan applications.
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
Complete loan contracts and teach clients on policies and regulations.
Interview applicants to define financial eligibility and establish debt payment plans.
Monitor and update account records.
Submit loan applications in a timely manner.
Prepare detailed loan proposals.
Reject loan applications and explain deficiencies to applicants.
Respond to applicants’ questions and resolve any loan-related issues.
Operate in compliance with laws and regulations.

QUALIFICATIONS

Diploma/Bachelor’s degree in Banking/finance or a similar field.
A minimum of 3 years’ experience as a loan officer
In-depth knowledge of computers and banking software.
Outstanding interpersonal and communication skills.
Customer service-oriented with exceptional sales skills.

To apply for this job email your details to zangenacapital@gmail.com